*Loan,banking and credit>>>credit repair

Credit has been repaired and now I have no credit score at all!?

I used a credit repair agency that has done their job(before they were shut down) and now I have no good credit! How and what should I do to quickly retreive a good credit score for a mortgage loan, preferably in the next year?

Rica..the link the other person left are law agencies and repair companies. YOU don';t need that. YOU need postive trade lines to report. First you can get at least two Credit cards that are easy to get..BUT..always pay the in FULL each Month...after all you are just using them to obtain "Postive credit lines on you report". Go to orchardbank.com and apply..they are easy to get and will more than likely give you-400-1000 to start...then get Capital one...they'll give you 200-400 to start. If for some r4eason you are declined from them..they both offer secured cards, that where you put up $300 in cash and you have a limit of $300 in an account. ALWAY pay in full and never carry a balance...with two postive lines reporting you improve your score 5-10 points per Month. After those are established try for a prime card like Bank of America and then CitiBank..BUILD...that's what's it's all about!!!

Good luck

Here are several sources from which you could get advise, the choice should be yours after you've seen what they have to offer:
http://tinyurl.com/y8qokh
http://tinyurl.co.uk/wiko
&
http://goaddr.com/8rs
You can always look for a mortgage company that does manual underwriting. They will have a 'real' person evaluate your situation and determine if they want to loan you money or not.

In the meantime, consider the following:
1) pay all of your bills on time
2) reduce/eliminate your debt
3) close accounts once they're paid off
4) stop using credit cards
5) save money for a downpayment

Visit my blog site for ideas on how to get out of debt, save money and earn extra money.

Scott.....
http:/www.takecontrolofyourmon...