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Anyone know good ways to repair very bad credit?



Anyone know good ways to repair very bad credit?

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Yes you need to talk to the people you owe the money to and either make small payments or settle with them they will take half its better then nothing..... but be firm with them
I was debt collector
Pay your bills on time! That's pretty much the only way. If you can only afford the minimum payment, that's okay but make sure it's on time!
Take the stuff bought with credit, sell it all and buy lottery tickets. It is your last chance.
cut up your old credit cards.
starting paying your bills on time or early.

carry auto insurance.

once all your debts are paid, get a credit card, and charge only what you know you can pay off that month....pay the full balance..
It's not easy, but it can be done. Make arrangements with as many creditors you owe money to and start paying them.
Get a Secured Credit card, make small purchases and make minimim payments over an extended period of time. Also, if you can get an auto loan, from a lender that reports to the credit bureaus, and pay on time, you can improve your score faster than with revolving (credit card) accounts.
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