*Loan,banking and credit>>>credit repair

Can we possibly repair our own credit "legally"?

This is my first time to undergo credit repair and I am having assistance from the ECR Team. Basically they want to aid me in rebuilding my credit on my own, Im just afraid of their term "legally"...can you say something about what you think of their service http://www.ezcreditrepairsolutions.com...
or suggest a resource for me.

thanks

Music man is wrong. Sorry you had a bad experience. But I know people who get their credit repaired all the time.And it can be done in 6 months,. Credit counselors will actually mark your credit as in counseling and that is a big red flag to lenders. try getting a loan after you had credit counseling. not possible. You can do it yourself , but it is not very easy and you'll hit allot of brick walls. Just pay up and do it. Find a company that has helped someone you know , or ask them for referrals.

I personally would be wary about any company that performs this "service." You'd be much better off going through credit counseling.
DO NOT use any of these so call credit repair services. It takes seven years to clear your credit report of any BAD items. PERIOD.
BEEN THERE, DONE IT.
If you follow through the site you will eventually come across http://www.ezcreditrepairsolutions.com/d...

This page has everything you need to know.

Note that with most of these "credit repair" companies, this is exactly the same thing they do, but they will charge you a hefty fee for the service. You can do all of this yourself.

Where people fail is because they don't understand the law. If you really plan to fix your credit, you need to do some research.

Again, read the link above, and look over the other sources I've supplied.

Note that if the information on your credit report is "fair and accurate" there may not be any way to get it removed. You will have to wait for them to drop off in 7 years. But in the meantime there are ways to begin improving your score.
http://www.fdic.gov/consumers/consumer/a...
http://www.ftc.gov/os/statutes/fcrajump....

http://www.zagrosbigvand.com/credit-repa...
I would go to some one in your town there are people that can help you with credit repair don't use the ones online they say they can help but then they have all your information and then they are about hounding you all the time. Do it thru a firm or bank where you live that is the best way to go.