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| *Loan,banking and credit>>>credit repair |
Is there any way that you can repair or clear your credit rating, in Australia, once it has been tarnished?? |
Is there any way that you can repair or clear your credit rating, in Australia, once it has been tarnished?? Ok - firstly, in Australia there is no such thing as a credit rating. There is a credit reporting system, but this is not compulsory. The best way to clear any default reports on your credit history is to repay the debts. Baycorp, the major crerdit reporting agency, clears default reports after 5 years, however this does not stop the company you owe the money to re-listing the default. I think that after 5 years it is cleared - I THINK Nope, hold your breath for 5 years. It really stinks. You can request a copy of your credit record - pay anything that is still unpaid then wait 7 years and your credit record is cleared - However in that 7 years people can see you had a debt but you have paid it so look more favourable on you. You may wish to speak with a credit counsellor. There are many agencies in Australia that can help you review your credit report and improve your score. This directory lists the credit counselling agencies by territory: http://au.managedebttoday.com Lexingtonlaw.com, tell them 196537 sent you. Good Luck! |
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