loan,banking and credit
*Loan,banking and credit>>>credit repair

How do I go about to repair my extremely bad credit?



I need to fix it, how? Any where I can go. I don't have any repos or but I have baaad credit?? Any suggestions.?

I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.
http://tinyurl.com/y4wc8r
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it might not be as bad as you think. go to www.annualcreditreport.com and get a copy of your credit report from all three bureaus... then read it thru and follow the tips they provide for you.


Good luck - it's a pain but worth it in the end! I had the same problem years ago (due to a divorce) and I just recently got my first American Express card. :D
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if you cancel credit cards, it will negatively effect your credit...credit scores are increased by making loans and paying them back and doing it on time..also never ever be late with a payment of any sort..you need to check your credit and see if there are issues on it that have been resolved and request that they be taken off..such things as a credit card that you were in default paying and have since settled or paid off..the credit card company will not automatically take them off you must request it..go to www.equifax.com and look at your credit report...you are entitled to check it for free every year....Hope this helps!! God Bless!!!
law student
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