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| *Loan,banking and credit>>>credit repair |
If you file bankruptcy, how can you ever repair the damage done to your credit? |
I am unemployed, 50 yrs. of age, no money in the bank, no savings, no retirement, no job. How can I save myself from this mess? You have a chance to improve your credit rating and therefore brighten up your financial future by being patient, a conscious effort, and a personal debt repayment to improve your credit report. The most practical and effective way to truly improve credit is through a number of practical steps designed to help you not only improve your credit rating but also to maintain a decent credit rating once it has improved. No matter how bad your credit is, taking following steps will make it better. STEP 1: Dispute Inaccurate Information or Frauds in Your Credit Report STEP 2: Pay all of your bills on time STEP 3: Reduce the number of credit cards you carry STEP 4: Avoid bankruptcies, tax liens and collections STEP 5: Request for Lower Credit Limits STEP 6: Get a Small Loan or Credit Card with Co-Signer STEP 7: Get a Secured Credit Card STEP 8: Periodically Get a Copy of Your Credit Report Find complete explanation for each step at: http://www.howtoestablishgoodcredit.com/... Source(s): http://www.howtoestablishgoodcredit.com/... don't declare bankruptcy at that age! try to work some deal with the creditors, go some not for profit credit managing companies to help u and why r u 50 and not have a job? someone like u should be juggling 3 jobs during 24 hours, ANYTHING! search online for bad credit, credit helpers,bankruptcy help. or just watch tv they have tons of commercials about it Get a job, first. Pay your bills on time. In about 2 years you will start getting offers from credit card companies and people wanting to finance your car. Work two jobs if you can and save whatever you can for retirement. It'll work out. first of all try to find a job. my husband and I filed 3 years ago and we just bought a new house and a car within 6 months (the car was not by choice). But your first step should be finding a job. It would take a long time to repair your credit if you file bankruptcy. The only way to repair your credit is keep a steady job & pay your bills on time. |
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