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Whats the best way to begin repairing my severly damaged credit?



Whats the best way to begin repairing my severly damaged credit?

start paying all of your bills on time...seriously, that's the best way to begin.
Apply for another credit card and do a fund transfer for lesser % u pay in the next 6 months or a year. That is the easiest way without begging for some so called FRIENDS help.
declare bankruptsy and start fresh?
et all ur bills under one loan and have one payment and pay it on time
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