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| *Loan,banking and credit>>>credit report |
Why cant i get my credit report??? |
A year and a half ago my planner was stolen with my credit cards and everything else important, so i put a fraud alert on my information and it was supposed to be in effect for 90 days. Ever since then I have not been able to pull my credit report. Each time i try to do it online they say i need to contact them for further information. When i call them (trans union) regarding this i can never speak with a representative, its all automated.....where can i call or who can i reach to resolve this, i just want to know how my credit report is doing!?! any help??? Here is the information to the 3 credit companies. Equifax 800) 685 - 1111 Experian 888) 397-3742 Transunion 800) 888 - 4213 What you have to do is go thru the automated system and request a copy of your credit report. The report will then have another phone # with a reference number. Once you call that number you will be able to talk to someone with the reference #..... I had to do the same thing to dispute items on my personal report. Source(s): Loan Officer for 5 years Transunion.com You prob cannot pull your report because you have a fraud alert on it. I would try these numbers. Equifax - 1800-685-1111 Experian - 1888-397-3742 Transunion - 1866-877-2673 Good luck, hope this helps. Write them a letter requesting that it be taken off; PO Box 1000 Chester, PA 19022 You have to include a copy of your ID and SS Card. good luck! Most times you have to pay a charge for your report. I actually go thru trans union and I pay 14.95 per month but.... I have access to all 3 reporting agencies, plus my scores , and if there has been any changes , good or bad, it sends a message to my email so I can check it. or Try www.annualcreditreport.com or call 1/877/322/8228 If you think that someone is illegally piggybacking on your account contact the fraud divisions at: Equifax 1-800-525-6285 Experian 1-888-397-3742 Trans Union 1-800-680-7289 Once you put a fraud alert out it should go automaticly to all reporting acencies. This alert is a signal to all creditors to contact you directly before granting a line of credit. It also will inform a lender that may look at your report that there may be a fraud problem resulting in a low score. The only way that you can ensure noone , even potential creditors can have access is when you put a FREEZE on your account. Check to see that it isnt frozen, that also maybe why you cannot access it. Suze Orman , The MONEY Book, for the young , fabulous and BROKE!! @ Target.... If you are trying to straighten things out . this book is a great place to start/ |
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