*Loan,banking and credit>>>credit report

How do I get items removed from my credit report if they are more than seven years old?

According to the Fair Credit Reporting Act, the 7 year reporting period is no myth, it's a fact!
And reselling the account to another collection agency does not restart the 7 yr. reporting period; that's illegal!
If your accounts are more than 7 years old, just dispute it with each credit bureau; you can do this online for free. Just let them know the reporting period has expired.
The bureaus will investigate and make any corrections, if needed. They should also send you an updated report in the mail.
You need to read up on the Fair Credit Reporting Act. Source(s): Section 605: http://www.ftc.gov/os/statutes/fcra.htm... (http://www.carreonandassociates.com/arti...

I don't think so. Mine goes back thirty five years. You can report inaccurate reports, but these are true, correct?
You can edit your report online with equifax, transunion and experian. Go to their website and report the mis-information.
You need to get one of those long soft white erasors. They come in a little plastic thing that looks kind of like a pen, and you can move the erasor in and out. Those reddish/orange erasors they put on the back of pencils won't work. They just smudge. Get one of those soft white erasors, and it should do the trick.
I dont know but if u find out please let me know I need to do the same thing for mine I know this doesnt help u but Ireally need to do something about mine and i didnt know you could do that
Until the debt is settled it will haunt you because they will keep reporting it until you do...it is urban ledgend that it falls off after 7 years and then you no longer owe it...it just keeps getting assigned to different collections until you pay it. Your best bet is to settle the debt, but before you do I found this great website that gives good information about settling debts and negotiating with your creditors!

Good Luck