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| *Loan,banking and credit>>>credit report |
If you don't give a person permision, can they pull up your credit report? |
I'm trying to rent a house from a home owner, isn't it required for them to ask my permission before they pull up my credit report? yes it is required...but here's the catch...did you fill out an application?...if so then you basically gave him persmission. good luck In most cases I think you have to sign something. But a lot of credit card companies pull your credit without you knowing and then send you an offer for a new credit card. So maybe it varies. No, it's not. It is in your right to know who has requested your credit info. No. The law allows them to get the credit report if you are applying for credit in some way. Your permission isn't needed if you apply for credit. An application for a rental is a permissible reason to get your credit report. The site below is very good. http://www.epic.org/privacy/fcra/... well, he doesn't have to rent to you then either if he's not sure you're a good risk Rental agents need permission before they look up your info, but have the ability to look without. Sometimes the application IS the permission, it depends on how they word it. There are some companies that will check your credit without asking (like the people that send you pre-approved credit cards). It is almost impossible to prevent it from happening but you can request an extra security step from the main 3 credit agencies. This will require anyone who looks on your report to answer a security question. |
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