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Which of the "big 3" credit reporting agencies are the most commonly used?


Which do you use and what type of business are you in or do you own when requesting a credit report? I'm going to be doing some skip tracing and need to focus on just one to start, and I'd like to know if there is one that is updated/used most frequently. Thanks.

Different lenders and companies use different ones.

From my experience, Equifax is the most commonly used.

Are you asking about reviewing your credit reports?

If so, you can see all 3 of them for free by using this government mandated site...
https://www.annualcreditreport.com/cra/i...
my company primarily uses experian, we manage retail credit cards. i think experian and equifax are the most common, and trans-union is not usually a primary source, usually just utilized for backup as they are not as consistant with updating their files.
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