loan,banking and credit
*Loan,banking and credit>>>credit report

What is the fastest way to remove duplicate items from my credit report?



I know that I can contact the creditor to remove, but I would like a more efficient way/faster way to do this since it is one of the biggest impediments to the purchase of my first home...The last time I contacted this creditor to be sure that they marked my charge off as settled in full, it took them 2 years after settling to change on my report...

I use equifax to monitor my credit, when i noticed that my student loan got bought out by another company it was listed twice on my credit report. I called equifax, they transferred me to somebody that handles dispute, told them what happened was off the phone in about 10 minutes. Two days later they fixed it on my report and sent me an email to let me know. If you contact the credit bureaus instead of the creditor it will change a lot quicker. I think the law is they have 30 days to fix it or it will be removed. Good Luck.
You can dispute any incorrect trade lines directly with the credit bureaus. They will send the dispute to the creditor. The creditor has 30 days to respond. If they do not, the trade line has to be removed.
Good Luck
Tags
credit check credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan bank of american
Related information
  • What is the fastest way to remove duplicate items from my credit report?
  • How long does it usually take for an error on your credit report to be resovled once a dispute has been made?
  • HELP AGAIN I payed a collection off, its still on my credit report and the collection attorney is now in jail?
  • How can you have a charge off removed from your credit report?
  • I have a lot of old accounts showing on my credit report (the big 3) car loans paid 10 yr old, cc i cancelled?
  • What can I do to obtain a better credit score on my credit report?
  • In what order should I pay off my credit report items? Oldest first? Lowest amt first? To best raise my score?
  • Are Wal-Mart card payments reported to credit bureaus?
  •    

    SiteMap--Copyright/IP Policy--Contact Webmaster--Resource of HR
    For personal non-commercial use only.