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Gettinng credit report cleaned up? |
I have things on my credit report over 9 years old How do i get them off my credit report Not everything in your credit report goes away after 7 years. Some items can stay 10 years and others up to 10 years. Refer to the credit report timeline at http://creditwisdom.blogspot.com... to determine how long certain items remain on your report. Refer to your credit report and determine which items do not belong and then contact the credit reporting agency to dispute the item. You can find a sample credit dispute letter on http://creditwisdom.blogspot.com... along with the contact information of the three major credit reporting agencies. Source(s): http://thefinancegirl.blogspot.com... http://creditwisdom.blogspot.com... http://finance-girl.blogspot.com... write to the agency and ask them to be removed. They shoulkd do this for you Go to this website... www.bendover.com It's a nationally known guy, Ben Dover, who knows all about fixing these problems. And it's free. Funny name, serious answers to important issues on credit repair. WBAP AM Radio show Be wary of credit repair scams. There are no "loopholes" or laws that credit repair companies can use to get correct information off your credit report. No credit repair company can do anything you can't do for yourself. It is impossible for a third party to make changes in your file if the facts have been correctly reported. There are different types of things. If you are talking about unpaid debt, the statutes are different in every state, and none exceed seven years (Inactivity: payments are activity). There is legislation entitled 鈥淔airness Collection Act of 1996鈥?that is very helpful in this. If this is active accounts then, I cannot think of anything that would affect you that is this old if it has not been active this long. I do know that there are a lot of unethical agencies that are taking advantage of people with issues in their reports. I have had to fight these predators in the past with my credit, because I have a very common name. You are welcome to using my icon to emailing me if you like. I have no problems taking a few moment to tell you what direction you may want to go. Hope this helps. |
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