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Where can i get a free credit report with FICO scores,with out joining a membership that charges money monthly



I heard that eveyone is allowed one FREE credit report a year.
but all the internet companies charge a monthly fee to monitor
if there is a change in your credit.?

You're entitled to one free credit REPORT a year from each of the three credit reporting companies at annualcreditreport.com. This does NOT include your credit SCORE. You can buy your credit score directly from each of the three companies (TransUnion, Experian, and Equifax).
Stephanie is correct. You can get a free copy of your free credit report at www.annualcreditreport.com. You can get 1 report from all 3 of the credit bureaus once a year. There is a great review site that gives you tips on getting a free credit report as well as free credit monitoring as a free trial. You do have to submit a credit card but you can cancel the free trial before the end of the period and nothing will be charged. The site is http://www.consumercompare.org/creditrep...
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