|
|
| *Loan,banking and credit>>>credit report |
How long does it take for a negative mark on your credit report to drop off? |
I had a great credit score until there was a mix up with a cable service that I cancelled but still billed for. I now have (2) derogatory items on my report. I am in the process of disputing this issue with the billing company and the (3) credit bureaus. I am just curious as to the "worst case" scenario. If the dispute does not go my way and I do indeed need to pay this bill, then the negative marks on my report will stay. How long before they would fall off the report? Collections show on your credit for 7-years weather you pay them on not. Source(s): Finance Manager for over 7-years / 2007 edition Consumer Action Handbook. i think its 7 years, God I hope im wrong. GOOD LUCK TO YOU! Probably seven years. Note that recent activity is weighted more that ancient activity, so a problem years age won't affect your score much, even if the information is still on the report. 鈾?Its good that you are disputing this because it needs to come off your report if its not correct. However if they find that you do need to pay & that it stays on your report then it stays there for a total of 7 years... Good Luck! It is 7 years but 10 if its is bankrupcy. hey there it is seven (7) years. however, that is from the date when payyments are started to be made regularily. if your good for a few months and then skip for a few your 7 starts over again try and consolidate your debts and get rid of as many credit cards and store cards as possible good luck |
| Tags |
| credit check credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan bank of american |
SiteMap--Copyright/IP Policy--Contact Webmaster--Resource of HR For personal non-commercial use only. |