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What do I do about American Financial Credit Card scam? How do I report them if they took my money? |
I applied for a American Finanial Credit Card and I found our through your web site that they are not a real credit card. They took $200.00 total out of my checkings account and I have'nt heard one word about them since. No mail, no e-mail nothing. I was told that it was just a regular credit card like visa, mastercard, and that I could use it for anything like shopping at local stores. I have a phone number for them and heard I can report them by having a phone number. Some one please help that is a lot of money. It they're not a real company is the phone number real? You might try calling it and seeing what kind of information you can get and ask for the refund. You're other option is to call your bank and report it as fraud. Give them all the information you have on them and see if they won't refund all (or part of) your money and go after them. The worst they can say is, "No." You won't like this answer, but if it's not a legitimate lending institution, you will most likely never see that money again. It was probably a shell operation that has no legitimate address or phone number. Depending on how long they've been running it, it may have closed out by now and started up operating under a new name. You are not alone, I lost almost $300 years ago with a scam offering a blocking service for junk, advertising phone calls. I learned my lesson to never sign up for anything without doing your homework first and verifying you are dealing with a real business. Your only recourse, if they are still around, is to file a claim with the small claims court in the city listed as their address. You can most likely get the forms off the Internet (use Google and search the city government sites) and do it yourself. You do not need a lawyer. It'll probably net you nothing but at least you reported them. You can also call the Better Business Bureau in the same city and report them as well. I hope you have closed your checking account! If not, do it now!!!!!! try reporting to bbbonline.com , if u ever need further information on money scams http://scamsbeware.com is a good resource center to help you stay informed, best wishes. |
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