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Will a credit card charge off come off my credit report if I never pay it? |
Will a credit card charge off come off my credit report if I never pay it? The charge-off will remain on your credit report for seven years plus 180 days from the date of the first nonpayment under the Fair Credit Reporting Act. Source(s): http://www.consumerbadcreditguide.com/de... Yes. 7 years from the date of chargeoff.. It will after about 7 years. It will be a bad mark on your credit record for the next seven years. And it will carry weight with future lenders! 7-years from the date of first delinquency. Finance Manager for over 7-years. |
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