| credit report |
| My credit card is not on my credit report? |
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This is very unusual, open accounts routinely report to credit agencies. Makes me wonder if they are reporting on the wrong person. If yo...... |
| I reported my credit card for fraud, and the bank put a derogatory mark on my credit report. Is that correct? |
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Yes, the notation is correct...but it's not a black mark against you...it just shows what happened with the status of the account.
Th...... |
| Credit report different from My credit union then credit report I buy? |
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it depends on what kind of report they pull. There are many many types of pulls. Mortgage, Revolving credit, Car loans, soft inquirey <...... |
| After paying down a credit card, should I cancel it to benefit my credit report? |
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Absolutely not!!! The more credit line you have available to you, the better your credit score, and other creditors are going to see that ot...... |
| How does linked address found in your credit report file affect your credit rating score? |
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if you are not named as a defaulter at the linked address, and other people are you will be tarred with the same brush.
Write to the credit...... |
| If a debt doesn't show up an a credit report, is it owed? |
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Just because it is not on the credit report does not mean that it is not a debt. It is very possible that the debt was not reported to the ...... |
| I have a stupid deragatory credit thing on my credit report, how do i fix this? |
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Well, you can pay it, but it will still show on your report only as paid.
Or you can simply wait another 2 years and it will drop off on ...... |
| Is it true that your credit report can be accessed without an SSN? |
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The above statement is true for the most part. I run a finance company and sometimes customers do not put their social security number on th...... |
| Tried to get my credit report and they woulnd't let me...here's what happened.? |
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Trying calling Trans Union @ 877-322-8228....... |
| I working on my credit report and i need a personal loan.? |
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Hi i am Mr Kerry Kelly, i recieved you request about needing a loan so i decided to help,
you know there are many scams out there trying to...... |
| What's the difference between a credit report and credit score? |
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Your credit report lists all of your obligations and there payment histories. Your credit score is a numerical snapshot of your credit repo...... |
| Where do you go for a truly "free" credit report? |
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You are entitled to one free credit report from each of the three major reporting agencies (Trans Union, Equifax and Experian) at www.annual...... |
| If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus |
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they won't report you unless you are 30 days late. the actual credit report only displays late payments in 30 day increments....... |
| In what situations do people ask to check your credit score/report? |
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any situation where you are borrowing money, sometimes for getting a job, most of the time when renting an apartment or house....... |
| My family member is getting sued for an outstanding balance, but that isn't being shown on the credit report? |
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The credit report is not even credible evidence of your mom's innocence. Not every company reports bad debts to the credit bureau. Addit...... |
| What is the fastest way to remove duplicate items from my credit report? |
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I use equifax to monitor my credit, when i noticed that my student loan got bought out by another company it was listed twice on my credit r...... |
| How long does it usually take for an error on your credit report to be resovled once a dispute has been made? |
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If a person uses reports that they order and pay for from each individual CRA, the CRA has 30 days to complete their investigation.
If a ...... |
| HELP AGAIN I payed a collection off, its still on my credit report and the collection attorney is now in jail? |
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Like the first poster mentioned, send a dispute to the CRA's for any inaccurate info that is being reported on that account.
If the c...... |
| How can you have a charge off removed from your credit report? |
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It's illegal for the credit bureaus to continue to report this debt if it is from 1991. It should be removed from your credit report as ...... |
| I have a lot of old accounts showing on my credit report (the big 3) car loans paid 10 yr old, cc i cancelled? |
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If these accounts are in good standing and you have a balance of 0 there is really no reason to cancel them. Actually if you cancel a credit...... |
| What can I do to obtain a better credit score on my credit report? |
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I always tell my clients to start small. If you try to attack cleaning up your report all at once, it can be very intimidating! Here are the...... |
| In what order should I pay off my credit report items? Oldest first? Lowest amt first? To best raise my score? |
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If I understand your question right, you have a bunch of debts listed as negative items on your report, and you want to fix them?
First, ...... |
| Are Wal-Mart card payments reported to credit bureaus? |
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Both of them will show up on your credit report. If you make your payments on time and regularly and keep your balance at less than 30% of ...... |
| Once I am off the statute of limitations for a debt, can I dispute it to take it off my credit reports? |
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You can dispute the debt, but it's likely to be verified as accurate. If the debt isn't 7 years old yet, it can legally remain on yo...... |
| HELP I owed a bank 650 dollars from 1998, its not on any of my three credit reports, am I off the hook? |
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It depends on what type of account you had. If it was a credit card or loan and it's not on your credit report after all these years, y...... |
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