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What will happen to my credit score if I will consolidate my student loan?



I have a total balance of 18,000.00 on my student loan and I am very concern about my credit score right now.

I don't understand why people are so concerned about their credit scores. First priority should be to get the lowest possible interest rate, and to keep one's finances organized and under control. If you arrange for low interest rates, pay your bills, and control your expenses, you'll end up with a good credit rating.
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