*Loan,banking and credit>>>credit score

What does your credit score have to be in order to get an FHA loan?

My husband and I want to buy a house we want an FHA Loan but I'm not sure what our credit scores have to be in order for us to get one...

Please don't go to people in here spamming for business.

Bear in mind that FHA has a special set of rules that the house has to comply with to qualify for FHA. Extra inspections will have to be done, and some sellers will not consider offers that are going to be financed through FHA because they take longer to close and have so many things that need to be addressed.

Anyway, I have heard that mid-500's still qualify for FHA is some cases. Source(s): Oregon Realtor

I have done 3 FHA loans in the past 2 months with credit scores below 500.
Mortgage questions?
Email me at scornwell@newworldfederal.com
I'm not sure exactly what it has to be, but it doesn't have to be perfect. My husband had very little and new credit but was almost 700 and I had a lots of credit history but it wasn't that great high 500 or low 600's. They take a lot into consideration. As long as you don't have any really bad things like repo's or lots of charge offs you will be ok. We got an excellent FHA loan with a 6.5% fixed rate last year. I think you even get the chance to explain your situation. Make sure to go with a good mortgage lender you like that works with them! Good luck! Oh yeah, and watch out for scammers.