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| *Loan,banking and credit>>>credit score |
Does anyone know a way to check your credit score without having to pay a fee online? |
Does anyone know a way to check your credit score without having to pay a fee online? www.annualcreditreport.com go straight to each website (3 major credit reporting agencies) and you get 2 free credit checks a year. Companies are - experian (spelling?) transunion - can't remember the third offhand. Only go thru their website, avoid 3rd parties. There are many sites that claim to give you your credit score for free, but they end up charging. You are entitled to one absolutely free, no-strings-attached report per year from www.annualcreditreport.com Also, if you have been turned down for credit from any kind of lending institution, they will send you a letter in which they tell you that you are entitled to a free report to understand why they turned you down. As the other answer indicates, www.annualcreditreport.com is free and allows you to look at your credit report from Equifax, Experian and Transunion once per year. But your question is about your credit score, not your credit report. You don't get your credit score as part of the annualcreditreport.com report. There may be other ways of getting this for free, but the only way I know of is to get a credit card with Washington Mutual. Their web site, www.wamucards.com, gives free access to your credit score, updated monthly. David G is right, the others are spamers. If you write to www.equifax.com and others, they must give you a free report every year. And you MUST ask for score. www.freecreditreport.com Hi, In short, there is no way to get your FICO score without charge. You can get an absolutely free credit report from three credit reporting agencies each year (Experian, Transunion, and Equifax). But this simply gives you a summary of past and existing accounts. However, FICO scores are calculated from a private company called Fair Issaac. You will need to pay for these. I believe they are $6.95 each. It definately sucks that there is information about you out there that you have no control over with an inacurracy rate of 90%, that you need to pay to see, but that's just the way it goes. However, I is totally worth you time and money to check them out and correct any mistakes. Sorry- I hope that helps though, Jon |
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