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Would an unpaid or disputed medical bill effect a persons credit score? |
Would an unpaid or disputed medical bill effect a persons credit score? Yes, if they report it. It is considered "untraditional" credit, and will pull your score down. Yes, unpaid medical bills will show up on your credit report once they are sent to collections. Sometimes if you pay it off, you can make a deal with the company and they will remove it. Yes, Yes, anything on your report will effect you. I pay $10.00 per month on a $450.00 and my score went down 9 points once it went on my report! Yes, once they send it to a 3rd party for collections it will impact your credit score and future ability to borrow. Try working out a payment plan with the ones you owe. Many are flexible and will work with you. any charge off will affect your score |
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