*Loan,banking and credit>>>credit score

Is my credit score going down if I apply for mortgage at different banks?

Fico scoring knows when you are shopping for a auto or mortgage loan. If your score is constantloy being pulled and you end up with a loan or you stop within a 30 period for homes/2 week period for cars then it lumps ait all as one inquiry. Of course if you do it now then do it again 3 months fromnow then yes it can hurt you, but if you are shopping around and then stop it will not hurt you. Source(s): myfico.com

Everytime a credit check is run on you it lowers your credit score.
If many people are pulling your credit around the same time, yes, it will lower your score. If you're applying for a mortgage, see if the loan officer will accept a copy of one that was recently pulled. He/she may or may not accept it. If you want to shop around, try going to only a couple of banks or go to a mortgage broker, who will find the best deal for you and will only pull your credit once.
No. Pulling for a mortgage will not lower your score.

Pulling for credit cards, car loans, etc. will.
Experience. I'm house hunting at the moment.
There are two different types of credit pulls. Hard and soft. If it's a soft pull, then it's not going to effect your credit. However most credit apps are done as a hard pull and they can effect your credit. Usual high interest or high risk loans (i.e. car, house, etc) are hard pulls and can damage your credit. Check with the company first before allowing them to run your credit.

Also when the app is run, it won't effect that score, but the next time it's checked.

Also get a free credit report from the best credit agency: TRU - Transunion.com