|
|
| *Loan,banking and credit>>>credit score |
Is my credit score going to go down with one late credit card payment? |
I was late by 3 hours on my credit card had to pay a $39 late fee this was back in february I was told that on credit cards you can be up to several days late without it effecting your score is this true? Thanks Ditto what the other answerers said. Credit bureaus only show late payments in 30 day increments. One other thing, I would ask the credit card company for a courtesy refund of that $39 fee if it was truly 3 hours (basically a day) late. If that's the only time you've ever been late, they will usually refund one fee for you. I think that there is a period of 30 days to report to the credit bureaus, but if you pay before the 30 days is only the late charge.... credit card companies don't report to the bureau until you are more than 30 days late. it doesn't affect your credit score at all. |
| Tags |
| credit counseling credit debt credit line credit repair credit report credit score credit card online bad credit loan bank of american bank of china |
SiteMap--Copyright/IP Policy--Contact Webmaster--Resource of HR For personal non-commercial use only. |