| credit score |
| What is the most effective way to raise my credit score? |
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PAY YOUR BILLS ON TIME EVERY MOUNTH!...... |
| How long does it take to raise a credit score? Please, no advice on how to raise it, but how will it take only |
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Depends on how low below you are, you may be talking about months to a year...... |
| My credit score is 570 and I would like to buy a car.? |
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I know this is not what you asked but why not buy a cheap car now and save to buy a better one later.
Let's say you do buy that car a...... |
| Is 680 consider a good credit score? |
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its not a bad score just keep in mind every time you have an inquiry on your credit it affects it and it will go down....... |
| My credit score is 754 but there are some negative items on my report how do i remove them ? |
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Through credit repair......with any luck maybe you can reach 800! Usually companies charge hundreds of dollars to simply pull your credit a...... |
| Is 620 an okay credit score? |
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620 is about the minimum middle score you can have to qualify for a mortgage.
It is below the national average which is 675.
...... |
| Credit score results? |
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A public Record is considered a BIG negative. It can be one of many things including:
Bankrutpcy
Tax Lien
Lawsuit
Foreclosure
Garnishm...... |
| What does everyone's credit score start out at? When is a credit score issued when you first get one? |
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Until you have credit history your score is 0. Once you start using and building credit your score will start to adjust from there. Scores w...... |
| Why was the credit score I received from THE SAME bureau different from the one received by car dealer? |
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the other answers are close but not correct. the score is called auto specific and the dealer gets it because the banks use them to determin...... |
| Does my credit score go down if i only make the minimum payment? |
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Yes it will.
You should always keep your balances below 30% of your credit limit every month or your credit will take a hit.
...... |
| My credit score is horrible 420 how can i raise it quickly? |
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Low scores can rise quickly if you straighten up and fly right for 1 year. My brother went from 580 to 714 in one year.
..He opened a...... |
| What does a person credit score have to do with rates on car insurance rates? |
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They have been doing it for years and have shown in court that people with bad credit have more claims.
Is it right? Well that can go bot...... |
| Where is my third credit score? |
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If one of bureaus has no information on you, they will not report a score.
The three bureaus are equifax, experian, transunion...... |
| Parents ruined friends credit score.? |
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He is going to have to report his parents for stealing his identity and fraud for the open accounts. This is the only way it will be removed...... |
| How can your credit score effect the PMI? |
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PMI pricing is affected when the borrower's middle credit score does not meet the Fannie Mae minimum guideline. In some cases, the loan...... |
| How to you achieve a credit score if you never used a credit card? |
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I am amazed on how many people give bad credit advice.
You are only going to achieve a certain score without having a credit card acount....... |
| How is a credit score of 639?? Is that good or bad? |
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The national average is 675, so you are below that but not by much.
The more important question is what makes up your score.
Credit sc...... |
| Why would my credit score go down if I pay off debt? |
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the credit score is really a messy system,
I filed for bankruptcy, so I did not owe 50K anymore (raised credit score), but I had the bankru...... |
| How does credit score work? |
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4r example 100-25=75 fantastic keep it up....... |
| My credit score is 582 on Experian can I get a loan through Prosper?? |
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You can try. The lowest they accept is 520.
That said, you might have to try two or three times because of your score.
Robert...... |
| How can I maximize my credit score? |
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paying bills on time, getting rid of any collections u may have, having lower balances and less credit cards. if you do this depending on ur...... |
| How long would it take for my credit score to go back up once I pay off my credit cards? |
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Your credit score will reflect the zero balances no more than two months after you finally pay off the cards. That's a worst-case scena...... |
| How do I clean my credit score? want to get on a good buget plain.? |
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Start by getting a copy of your credit history from equifax. start by paying off old debt and cleaning it up that way. dont clean off too mu...... |
| When closing revolving credit card accounts, how does it affect your credit score? |
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Iceman is correct. When you close credit card accounts you lower your debt/credit ratio, plus you erase a portion of your credit history. ...... |
| Does a hard inquiry from a CA affect my credit score? Is a hard inquiry from a CA seen by mortgage lenders? |
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Unfortunately if the collection agency owns the account, then they have permissible purpose to pull a hard inquiry.
If they pull hard inqui...... |
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