| credit score |
| What exactly effects a credit score (positively or negatively)? |
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First, it would help to know what makes up your score
35% payment history
30% total debt vs. available credit
15% length of time establ...... |
| How To Improve My Credit Score Quickly? |
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I am the credit expert LOL. You can get a free credit report anywhere. Experian gives them. Be careful because some websites say they are fr...... |
| We are getting a credit card to improve our credit score? |
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it may take awhile.. but just keep paying your bills on time...... |
| Can someone with a 563 credit score get a mortgage? |
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Here's the deal - My husband are currently buying a house and our credit wasn't great when we started this game. A 563 credit score...... |
| How do I get my credit score? |
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Government passed legislation a few years ago allowing for every American citizen to be able to receive one free copy of their credit report...... |
| Does asking my credit card company to lower my APR affect my credit score? |
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Sure it affects your score. When you get a lower APR, you are able to apply more of each payment to the principal balance which will reduce ...... |
| Is there anyway my husband and I can refinace using my credit score with his income? |
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Yes. You are married & if your house is in both names. They consider his income as the 'household' income........ |
| Credit Score? |
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White-out or an Eraser !!!!
Source(s):
Smiles !!!!...... |
| Credit Score? |
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The Providian Visa fico tracker is mostly an estimate. To get a better picture of your real fico score you should go through the company tha...... |
| Why does checking your credit score successive times lower your credit score? What is the logic in that? |
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False:
What to know about "rate shopping."
Looking for a mortgage or an auto loan may cause multiple lenders to request you...... |
| Credit score and DTI question? |
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Actually a DTI of 30% is pretty good and you should
try to keep it no higher but I am assuming that the DTI
includes the purchase of the M...... |
| Credit Score Question!!!? |
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YOUR SCORE SHOULD BE HIGH
GOOD FOR YOU
WELL YES PUT THE MORE DOWN PAYMENT THE LOWER THE MONTHLY PAYMENTS WOULD BEYour credit score will...... |
| Credit score of 696 but still receive 2-300 dollar limits? |
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Here are my 10 steps you can use to build your credit score quickly. I raised mine to well over 700 points fro 500 using these steps in less...... |
| I need to build my credit score,what should i do? |
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First, it would help to know what makes up your score.
35% payment history
30% outstanding debt vs. available credit
15% Length of cred...... |
| Will your credit score go down if you carry a balance? |
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The answer is, it depends. Your score can actually go up when you carry a balance; I'm getting docked right now because I don't car...... |
| In order to get a decent credit card what should your credit score be? |
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If you have a credit score over 700, you can pick almost any credit card you like. 650-700 is pretty good too. But between 600-650 you'l...... |
| How many credit card applications will affect my credit score? |
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Applying for a few credit cards will take a few points off your score. But if you want to be sure, and watch your credit score for any chang...... |
| Need to pull a joint credit report fo me and my spouce where can i get for cheap + scores? |
| ...... |
| My fico scores are 720 733 725..do you think i would get approve for some major credit cards? |
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yes, you will likely qualify for a higher limit. Mine is similar and I reject more offers than I accept. One of my finance professors used ...... |
| 3 credit cards= $7075. Will using my unsecured $10K loan to pay them at once or over time raise my fico score? |
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Assuming that it is just what you said, a loan & not a line of credit, that means you are already paying back the $10k every month. Does thi...... |
| I opened a credit account 3 days ago that gave me only $500. If I cancel it now, does this affect my score? |
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Canceling right away would lower your score some. So does never using the card, because they don't know if you're a good credit risk...... |
| I had excellent credit and now I am facing foreclosure on a 2nd home is there a way I can increse my score aga |
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your credit rating is gonna go down if your house is in foreclosure...... |
| Once you have had your credit checked, paid off any debt, how long does it take for it to show on your score? |
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It can take anywhere from days to weeks to months. Best way to know is to use a monitoring service that allows you to see your credit report...... |
| If you have a 584 fico what do you guys think your score will be by march of 2007? with a car loan your credit |
| Getting additional credit and making the payments does not necessarily improve your credit score. Generally, you will want to pay off credit and redu...... |
| Can I apply to Northwestern Univeristy as a Transfer student with 40 credits and not summit ACT/SAT scores? |
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I think you can apply and get in. It depends on your major. You're best off if you want to get into a program that isn't one of the ...... |
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