| credit score |
| How do you obtain your credit score? (without incurring any fees!!)? |
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you can go to www.transunion.com and sign up for the 30 day trail period, you will than get your credit report and score.
than go to freecr...... |
| How do i build my credit score? |
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Well, I definitely agree with a lot of the first poster said, but to really know how to build your score, it helps to have an idea on what m...... |
| How long do credit scores stay down due to inquiry if you do not get approved for the loan? |
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Inquiries are reported for 2 years from the date of the inquiry. However, in terms of scoring it only effects it for 1 year. With most of t...... |
| A question about credit scores? |
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Yes, good credit last a lifetime. And please, stay away from credit cards. It is not true that you need them to build credit. Go to your ...... |
| My son found a 13 yr old unpaid bill on a credit report. Why is it still there & is it affecting his score? |
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Negatives fall off your credit report in 7 years and 180 days from the date of last activity (DOLA) which is usually the 30 day past due or ...... |
| So i cleaned up my credit reports, and im still being denied credit and my score hasnt increased... why? |
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Congratulations on taking care of those badd accounts. The only thing is that by taking care of that, you only "stopped the bleeding&qu...... |
| So we got a new place and ALL utilities are in my name, will this increase my credit score/history? |
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Funny thing. They won't come up on your credit report if they're paid on time however, if you become delinquent....THEY WILL HURT Y...... |
| How can I get into "FLIP A HOUSE with bad credit .please help me with;with a 536 credit score? |
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To flip a house, you need to clear the bad credit.
Have seen lots of people asking info on bad credits. Well, if you need to get your prob...... |
| I have a department store credit card that I don't use any more. Should I cancel it to improve my credit score |
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As long as the account doesn't have an annual fee I suggest you leave it alone. You don't want to reduce your available credit limit...... |
| I just paid off 2 credit cards. Do I leave them open or close them immediately to help my credit score? |
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Everybody's telling you to leave them open, I'm going to tell you why you should leave them open.
This is what makes up your cre...... |
| How long will it take me to get a credit score of 750 or higher? |
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How long it takes depends on what is dragging down your score. Your fico score takes several factors into account (these factors can be foun...... |
| What is the fastest way to raise your credit score? |
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The best advice I can give is to pay off your current debt and don't borrow any more money. Paying your bills on time for 3 years and a...... |
| How many base hits can a team get credited with in an inning without scoring any runs and how would it happen? |
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A team can get as many as 6 hits in an inning and still not score a run.
Example:
Each of the first 2 batters get singles but are thr...... |
| Where can i get a free credit report with FICO scores,with out joining a membership that charges money monthly |
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You're entitled to one free credit REPORT a year from each of the three credit reporting companies at annualcreditreport.com. This does ...... |
| Can your credit score affect how much you pay for utilities? |
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Utilities have nothing to do with your credit score----even if you have UNPAID UTILITY BILLS, they are not added to your credit rating........... |
| Super low credit score (below 520)? |
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You probably won't find any financing.
When you are that high risk, loan co's do not desire you. In house financing co.'s may ...... |
| Where exactly can you check your credit score for FREE? |
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You can only get your credit report for free, not your score.
Under the FACT Act, you're allowed one free report per bureau, once every...... |
| My credit score is 785, what will that get me?? :)? |
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That's an excellent score, and mighty hard to maintain I should mention. Your credit score really only matters when you need to take out...... |
| Credit score dispute question? |
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In addition to what is being said with the above 2, call sears and let them know you are goin to dispute it and go ahead and pay it. Since ...... |
| I had a 640 credit score when i purchased my vehicle in February of this year..? |
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Has it been a full 6 months or almost? That will make a big difference. Make sure your balances on your credit cards are less then 30%. The ...... |
| Does one's credit score depend on payment alone or payment in a timely fashion? |
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Your credit score is based on the following factors;
1. Payment history 35%
2. Time in bureau 15%
3. Types of cre...... |
| My credit score dropped 32 points in a month. Why is this? |
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No, there must be a mistake... call the bank up and see what's going on with your account....... |
| What's the difference between a credit report and credit score? |
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Your credit report lists all of your obligations and there payment histories. Your credit score is a numerical snapshot of your credit repo...... |
| If you consolidate your credit cards, does that bring down your credit score? If so, how much? |
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I consolidated last year. It was the best thing I could have done. The credit card companys would much rather get a regular monthly payment ...... |
| Can having a high credit card balance actually lower your credit score, or does it stay the same.? |
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Yes, when you use your credit card's, you will be increasing your (Bankcard Utilization) which means the percent of your available credi...... |
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