| credit score |
| My wife and I have conflicting credit scores.? |
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First and foremost - DO NOT close your accounts to build your credit. This will certainly cause a problem. Credit scores work on a number of...... |
| What's up with credit scores determining employment? |
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The credit check seems like overkill for that type of a position but the logic behind it seems to be that if you have a low(er) credit score...... |
| How do I raise my credit score? |
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First, it might help to know what makes up your score in order to raise it:
1. Payment history -35%
2. Total debt owed vs. Available cre...... |
| I want to improve my credit score? |
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If you take out one to two credit cards, this may help offset your past credit problems and increase your score by making on-time monthly pa...... |
| How much does your credit score go down when you buy a house? |
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It doesn't go down, it goes up.
Don't be late or miss a payment.
Congratulations!!!...... |
| What is the required credit score to get an approval for a mortgage? |
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it depends on the lender. My parents just bought a home trhough countrywide and when they were doing the contract the man stated that the wi...... |
| Is it possible to get a perfect credit score? |
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Theoretically? Yes. Actually? It is just not likely. But according to MSN money you don't even need the perfect credit score. Once you g...... |
| What determines your credit score? What can I do? |
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Your credit history and score reflects hundreds of parameters in one's financial history.
- The way you pay your bills, timeliness, p...... |
| I have a good credit score (911). I want to add my son to my checking acct. He has not so good credit.? |
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As others have said 850 is the top FICO score. You might have somehow gotten a Vantage Score which goes from 501-990.
However, in answer...... |
| Is my credit score going down if I apply for mortgage at different banks? |
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Fico scoring knows when you are shopping for a auto or mortgage loan. If your score is constantloy being pulled and you end up with a loan o...... |
| Credit Score When Buying a Car? |
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it only matters if you take out a new loan for buying the car. At first it will hurt your score because it increases your outstanding debt, ...... |
| Is it possible to obtain mortgage with 590 credit score? |
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Absolutely. There are several options at your disposal, including FHA, MyCommunityMortgage, HouseAmerica, etc. All of these programs provi...... |
| Can I get rid of my credit card I've had the longest(high interest/anual fee)will it mess up my credit score? |
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so_countygal's answer is perfect....why is everyone overlooking the obvious?
Call the credit card company and ask them to remove the ...... |
| How long does it take for my credit score to go up? |
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well, i hope you did not close ALL your accounts. part of your credit score is based on percentage of available credit. so if you have at le...... |
| How can I fix my terrible credit and raise my very poor credit score? |
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What you gotta do is start paying that stuff back. Talk to your creditors and work out some settlements and actually pay them. If you start ...... |
| Does cancelling a store credit card (such as a Macy's card) hurt your credit score? |
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Yes it will hurt it (if you close the account).
It's a good idea to pay it off and put it away but the open line of credit adds to yo...... |
| Help finding an auto loan with low credit score? |
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You're doing the right thing to try and get your credit rating back. But, it's going to take awhile before you're in the 700...... |
| I've heard that checking your credit too often lowers your credit score. Is this true? Why is that? |
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This is wrong.
When you check your own credit it's whats called a soft pull and does not count against you.
The only time you get ...... |
| What is the numbers where your credit score is very good? |
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720 and above is the highest bracket on the credit scoring scale. Anything above a 720 is arbitrary.
Of course each lender will have the...... |
| How can I drastically improve my credit score? |
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Unfortunately credit piggybacking is not just going to not be counted anymore they will retro active it so anyone who received benefit from ...... |
| If you pay unpaid collections accounts of on your credit report does it improve your credit score? |
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Before you pay off any old debts, aware of a couple things.
1) All the creditor is required to do is show "paid" on your credit...... |
| How many of you know your credit scores, and check your credit reports ? ? |
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I do!
I joined "Free credit report.com"...... |
| If you score a 3 on an AP test do you get the credit? |
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It depends on the college and the subject. Go to www.collegeboard.com
search for the colleges you are considering and you can find their ...... |
| Dose paying medical collections on your credit raise your score? |
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Collection paid will not improve your score very much, if your planning to pay it them you can negotiate with the company to delete that acc...... |
| In what range would my interest rate most likely be for financing a 30k used car? My credit score is......? |
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Since the median credit score is 723, you are not in a good position to get prime interest rates. You commented you don't have any acco...... |
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