| credit score |
| What does your credit score have to be in order to get an FHA loan? |
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Please don't go to people in here spamming for business.
Bear in mind that FHA has a special set of rules that the house has to compl...... |
| How do i get my credit score up? |
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First and most importantly, never miss a payment of any sort, be it credit card, utility bill, whatever. They all report into the credit re...... |
| Will my poor credit score have any impact when I buy a home for Cash? I won't need a mortgage loan.? |
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Your credit score only affects you ability to borrow money. The person you buy the home from never knows your FICO score anyway.
Note to...... |
| Whats the best way to higher your credit score and quickest? |
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Depends on what your balances and derogs are.
Unless there are errors, there is no quick way.
It takes a couple of months to sort throug...... |
| When was the concept of the 'credit score' created? |
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FICO (Fair Isaac CO) was founded in 1956 and delivered the 1st scoring modle in 1970. It wasn't until 1982 that it was widely used thou...... |
| Is a credit score of like 580 really bad? |
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depending on what kind of credit your looking for, under 600 is bad, 600-650 is ok, 650-750 good, 750+ excellent...... |
| How can i find my ex who messed up my credit score and owe money under my name? How can i get him to pay it? |
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If you need to track him down, and have his personal information IE full name, birth date and social security number there are private inves...... |
| Does having a cell phone and paying bill on time help your credit score, or does it only hurt your score...? |
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Cell phone companies do not report to the credit bureaus unless your account goes into collection status. The reason is that they are not g...... |
| Each time somebody runs a credit report on you, how many points you lose in your credit score? |
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It's actually impossible to tell. The credit bureaus keep their scoring system as proprietary information. It's impossible to say th...... |
| How can I find out what credit score is needed to rent a car? |
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If you were denied "credit" in the form of being told you can't rent a car because of your credit score...they are required to...... |
| I am in london. I need a loan. I credit score is really really bad. can anyone help !!? |
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Hi,
I am Viola Bradley, i am american living in NY presently. I found my self in a financial stress not too long ago, but got rescured ...... |
| What will happen to my credit score if I will consolidate my student loan? |
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I don't understand why people are so concerned about their credit scores. First priority should be to get the lowest possible interest r...... |
| Does taking out too many loans make your credit score worse? |
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That 2nd loan will actually help you.
Your credit score is not only based on how well you pay off your loans, but how much of your avai...... |
| What is the average credit score needed to get financed at a car dealership without a co signer? |
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Depends on the dealership. I want to say 600 is rougly the break off point where it's up to the dealership wether they want to put you o...... |
| Is 750 a good credit score? |
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720+ is usually top tier, however in some cases, such as auto financing, you may see a score of 740 required. Either way, youre in that top...... |
| How good will my credit score be if i pay off the things i owe on it(which will be easy to do) and then I .... |
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Your credit will remain good as long as you pay at least the minimum amount on time every time. If you're trying to rebuild credit, tha...... |
| What % of a credit card can you use before it looks bad on score? |
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To have a premium credit score your balances need to be 36% of your limit or below. Your DEBT RATIO does have everything in the world to do ...... |
| My Fico score is about 680 with all accounts closed/paid, 1 credit card open, 1 collection for $640. Wife Fico |
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Forget about the collection account, it could hurt your score if you pay it. Lender may not care. Negotiating it will show SETTLED for a low...... |
| Can you really buy aged credit to improve your FICO score? |
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The practice is called 'piggybacking', and did not involve 'aged credit', but rather good quality current credit cards. Unf...... |
| Has anyone had experience with disputing info on their credit report causing their score to decrease.? |
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You were not penalized because you put in a dispute. It is because items in dispute can not be used to calculate your score. It is as if t...... |
| Can u get a college credit with an ap score of 3 and a 4? |
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3 is minumum for credit at all. some collages (state universities) dont usualy give credit for 3's but private can. and top rated school...... |
| Does credit denial cause your score to drop? |
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It amazes me of all of the different myths that people have regarding credit and credit scores, and there are so many different factors to d...... |
| What company is best for monitoring my credit report and score? |
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Don't worry about monitoring you score. It's based on the data. If the data in the report is accurate, the score will take care of...... |
| Is there a pre-construction sub-division you can buy in N.C. or S.C. with a high credit score and put absolute |
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Oh absolutely!!!
If you're looking in the Myrtle Beach area I will be more than happy to help you!
...... |
| How much does paying monthly payments on furniture at a furniture store help your credit score? |
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A lot.
One of the first things lenders look for when they are looking at a loan application is 12 or more payments made as agreed on a in...... |
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