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Is there credit scoring in Spain? I was in bad debt 10 years ago in Hong Kong, will it affect my loan app?

Is there credit scoring in Spain? I was in bad debt 10 years ago in Hong Kong, will it affect my loan app?

Not sure whether there is credit scoring in Spain, but your bad debt on Hong Kong will not affect your credit credibility at other countries.

If your in the USA no...we have a 7 year clean thing

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