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| *Loan,banking and credit>>>dental insurance |
Do dental hygienists get health insurance,retirement...ect? |
I am aware that it depends what kind of practice you are working in, but are there any dental hygienists out there who are getting good benefits and retirement? Is it hard to find a job where you can get those types of benefits? I have been a hygienist for over 10 years now. I have found that since most dentists are small practice owners the pay and benefits vary greatly. The Dr.s will either pay well and provide little to no benefits or visa versa. I personally opted for good pay and a profit sharing plan. I have benefits since my husband is in the military. The other option is to work at a clinic type setting. That has worked well for some of my colleagues. Good Luck!!! For a full-time (32 hrs or more per week), well-qualified assistant, health benefits and 401K are not unusual. Most dentitsts are small-group employers. In order for them to get reasonably priced health insurance for themselves and their family, they may need to include their employees in the group to qualify for a lower rate. If you're good at what you do, hold out for a job offering the benefits you need. This means you must keep your skills up and get good at interviews. There probably are some dental hygienists who get good benefits, but you have to realize that a dental hygienist is probably employed by private practice doctor, who has very high overhead expenses in a dental practice. It is unlikely that a doctor would insure their employees, because most state laws require the employers to pay for a portion of the insurance that is provided. In most cases it is just cheaper in the long run to pay employees a higher, more competitive salary, with little to no benefits, and let the employees find their own insurance, and invest in their own personal IRA contribution accounts. If you want good benefits than look into working for a bigger company that is incorporated, not an individual private practice doctor. I am a financial coordinator at a dental office |
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