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| *Loan,banking and credit>>>dental insurance |
My job offers shitty dental insurance, does anyone know of any affordable dental insurance? |
My job offers shitty dental insurance, does anyone know of any affordable dental insurance? dental insurance, by definition, is shitty. either you pay high premiums and get some things sort of covered (with deductibles), or you pay low premiums and get nothing in return. you're basically just paying for some company to give you some of your money back to visit the dentist. dental insurance isn't like medical insurance; it's so rare for anything unaffordable and catastrophic to happen that you're better off paying cash and skipping the middleman. no one likes to receive the money for dental insurance, hang onto it, and pay it in lumps when they come for exams, but in the long run it's a much better policy. especially now with these health care savings accounts, it's easier to set it aside (TAX FREE). also, not having insurance helps the whole "will my insurance cover it?" annoyance, because usually if you have to ask, it probably doesn't anyways. try EveryoneBenefits.com , it worked for me Try insure.com or healthinsurance.com or your state insurance commission web site. Good Luck internet TRY DELTA DENTAL If you just want coverage for cleanings and fillings then you might do well with Ameriplan. It's not an insurance policy, it's a DISCOUNT policy. For $30 a month you'll get a great, discounted rate on cleanings and other dental work AND there's no yearly limit the way there is with insurance. The $30 a month also includes chiropractic and prescription discounts as well. http://www.ameriplan.com/ |
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