|
|
| *Loan,banking and credit>>>dental insurance |
I have a minor toothache and no dental insurance. What should I do? |
The pain is low, buts more noticable when I eat. I have not been to the dentist in years, have always been afraid to go, but now I feel like I have to. I probably don't have enough cash on me at the moment to pay for it all now. It could just be a cavity that would be reliatively inexpensive to fix - like under $200 for almost any filling. Don't wait until you end up losing the tooth because you can't afford a roto canal treatment. Many dentists are agreeable to payment arrangements. Just ask. Hi, sorry you don't have dental insurance. However, many dentists have arrangements with loan companies like Capital One for example. It is just like buying a car. You know the price you are responsible for then you apply for the loan. The bank pays the dentist, then you repay the loan for about 12 months. Easy to do, and many do it. My dentist I work with pays the interest for the first 6 months to help out his patients. If you don't want to do that...then go to your nearest dental school or public health hospital. Head my advice...if your mouth is not healthy then neither is your body. You could be at serious risk for a nasty infection and possible death like that 12 y.o. boy from Maryland a few months ago. His cavity spread to his brain. "For want of a dentist" Washington Post online is where I read the story. Be Well Call your local dental association and ask them if they can refer you to some dentists that charge on a sliding scale. Often they will work with you on a billing program, taking pay- ments, often based on what you can afford. You can also check with the local Medicaid program thru your county medical program, and see if what you earn would be low enough to qualify for their free medical and dental programs. I'm sure they can tell you over the phone. You basically have to start calling around, unless you can get a recommendation from someone you know on who they go to. That's no guarantee you'd like that dentist, but it helps to get into a clinic anyway. Honest dentists are hard to find. I know from experiences I've had. They all want the big bucks for selling you crowns that maybe you don't really need. I've been there and done that many times unknowingly at first. You can also go thru the local dental college, if there is one thru a university or college. There is often quite a waiting list tho. And it sounds like you need immediate help since the decay is near your root already to hurt. Unless it is an area where the gums are receding. That can also cause some pain. Buy some Sensydine toothpaste and see if that will help. Often it does til you can afford to see a dentist. Oil of cloves is another temporary fix. Good luck! Make payment arrangements with a dentist You only get one set of teeth ... after that you get dentures (if you can afford them) Garlic: Garlic is one of most effective of several home remedies for toothache. A clove of garlic with a little rock salt should be placed on the affected tooth. It will relieve the pain and, sometimes, may even cure it. A clove should also be chewed daily in the morning. It will make the teeth strong and healthy. Onion: Latest research has confirmed the bactericidal properties of onion. If a person consumes one raw onion every day by thorough mastication, he will be protected from a host of tooth disorders. Chewing raw onion for three minutes is sufficient to kill all the germs in the mouth. Toothache is often allayed by placing a small piece of onion on the bad tooth or gum. Lime: Lime, as a rich source of vitamin C, is useful in maintaining the health of the teeth and other bones of the body. It prevents decay and loosening of the teeth, dental caries, toothache, and bleeding of the gums. Wheat Grass: The juice of wheat grass acts as an excellent mouthwash for tooth decay and toothache. Wheat grass can be chewed with beneficial results. It draws out toxins from the gums and thus checks bacterial growth. Asafoetida: The use of asafetida has been found useful in alleviating toothache. It should be pestled in lemon juice and slightly heated. A cotton swab should be soaked in this lotion and placed in the cavity of the tooth. It will relieve pain quickly. Bay Berry: A paste of the bark of bay berry should be made with vinegar. This paste, applied on the affected tooth, will relieve the toothache. It can also be applied beneficially on the gums for strengthening them. Clove: The use of a clove in toothache reduces pain. It also helps to decrease infection due to its antiseptic properties. Clove oil, applied to a cavity in a decayed tooth, also relieves toothache. Pepper: A mixture of a pinch of pepper powder and a quarter teaspoon of common salt is an excellent dentrifice. Its daily use prevents dental caries, foul breath, bleeding from the gums, painful gums, and toothaches. It cures the increased sensitiveness of the teeth. A pinch of pepper powder mixed with clove oil can be put on the caries to alleviate the toothache. I have 2 teeth scheduled to be pulled the 9th and in the mean time I take ground clove & olive oil and make a paste and stick into the 2 teeth that have lost their fillings. It tastes HORRIBLE but does help. You can also get you some maximum strength oragel, ice it or use a heating pad, but you may just have a sensitive tooth so try some sensitive toothpaste and see if that helps. But seeing a dentist is the best route. That way you will know exactly why is it hurting and catch it before it gets abscessed or infected, then it'll hurt worse!! Good Luck! Some dentist will work out a payment plan with you. It would probably help if you get a referral from a family member or friend. Another option is to enroll in a dental plan that is similar to insurance and then you would not have to pay the complete cost of the visit. I use a dental plan that saves me up to 80% on my dental care, prescriptions, vision and chiropractic care also. With my plan I had no waiting period and no deductible, and I was able to go to the dentist the same day that I signed up for the plan. You can find out more information about the plan that I use at http://www.mybenefitsplus.com/mlein... Good luck and I hope you feel better soon :) When you don鈥檛 have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. You can get free dental, free hospitalization, free medications, free doctors visits, and much more! http://www.nlm.nih.gov/medlineplus/finan... http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as... http://www.hrsa.gov/help/default.htm... http://www.thefrugallife.com/medicalalte... http://www.google.com/search?q=free+low+... Free and low cost prescription medication: I have used xubex, for one of my customers, and it worked great, you get a 90 day supply of pills for either $20. or 30. http://www.xubex.com/ https://www.pparx.org/intro.php... http://www.nami.org/template.cfm?section... http://www.themedicineprogram.com/links.... WHERE CAN I FIND LOW COST DIABETIC SUPPLIES? Abbott Diabetes Care Patient Assistance Program This program assists financially disadvantaged individuals who meet certain income criteria. The Abbott Diabetes Care application can be found at www.rxassist.org/providers/doc... or call 866-224-8887. Bayer Bayer offers a one time startup/upgrade (from other Bayer meters) kit--CONTOUR庐 Blood Glucose Monitoring System that includes a small number of strips. Advocates consider the price of the strips to be expensive for individuals without health insurance. IPump.org, Inc. (www.ipump.org) offers limited reimbursement for diabetes medications, supplies, and insulin to persons who qualify under their "ERMA" (Emergency Request for Medical Assistance) program. They also offer limited monthly financial assistance to qualifying persons to help cover the cost of insulin, diabetes medications and supplies. Persons may only receive financial assistance through one program and no more than once per year. Under their "REDS" program eligible persons may receive certain free diabetes and insulin pump supplies. Contact the Assistance Program Director, program-director@ipump.org for more information about programs currently funded. Islets of Hope (www.isletsofhope.com/diabetes... lists comprehensive assistance programs by state, as well as international resources for other countries. Includes private, corporate, and government programs. Click on 鈥淎ssistance Programs鈥?in their pull-down menu. Islets of hope also has a guidebook describing assistance programs for diabetes supplies, insulin pumps, medication, etc. See http://www.isletsofhope.com/pdf/diabetes... Together RxAccess This drug discount card is sponsored by 12 major pharmaceutical companies . The card is free and offers a 25%-40%* discount on brand-name and generic prescription drugs as well as other prescription products, such as glucose test strips. To qualify: 路Cannot be eligible for Medicare 路Cannot have prescription drug coverage (public or private) 路Must have a household income equal to or less than o$30,000 for a single person o$40,000 for a family of two o$50,000 for a family of three o$60,000 for a family of four o$70,000 for a family of five 路Must be a legal US resident Other prescription discount cards Most discount cards include diabetic testing supplies in their covered products. Be sure to compare prices for the products you need before selecting a card. For additional information on choosing a discount card visit http://www.rxassist.org/faqs/drug-discou... http://www.cancer.gov/cancertopics/facts... Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h... Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility鈥檚 area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm... Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/medicaideligibili... http://www.aarp.org/money/lowincomehelp/... For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati... http://depression.about.com/cs/findadoc/... http://www.nami.org/template.cfm?section... Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan... DENTAL HELP: FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://www.nidcr.nih.gov/nr/rdonlyres/53... http://www.raconline.org/info_guides/den... http://dental-assistance.app-sl-1.aidpag... Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala... http://www.uniteforsight.org/freeclinics... Free Mammogram: http://www.cdc.gov/cancer/nbccedp/... How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here鈥檚 a list for every state: http://cancer.about.com/od/screeningandd... Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: 路Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code 路For information in Spanish, call 1-800-504-7081 路Call or contact your local Health Department. |
| Tags |
| insurance settlement health insurance medical insurance healthcare insurance dental insurance travel insurance auto insurance car insurance automobile insurance boat insurance |
SiteMap--Copyright/IP Policy--Contact Webmaster For personal non-commercial use only. |