*Loan,banking and credit>>>dental insurance

If you can't afford dental insurance, do you think the dentist should give you a small discount?

If you don't have dental insurance, tell me how you can ask the dentist for a small discount or if he should give you a discount.

Hey Jewel,
I am a dentist and if a person pays for the service in full on the same day I render it I will give them an 8% discount (Only 4% with a credit card as I have to pay the 3-4% for credit cards used in my office). I don't do this for insurance patients because I have to collect the insurance payment directly from the insurance company and that takes a couple of weeks so I don't receive payment the same day. One person suggested Care Credit for financing treatment and that it a great suggestion. I don't work with Care Credit but I work with the Dental Fee Plan through Capital One which is very similar and I'm sure your dentist has some institution he or she works with- just ask them. I don't consider it tacky when a patient asks for a discount as long as they do it tactfully. Just say something like "Do you have a discount for cash patients?" Believe me cash patients are my favorite patients. Insurance companies are a pain in the butt to deal with and I have to take a discount when working with them, so I sure don't mind to do it for my cash paying patients. BUT...I DON'T GIVE THEM A CASH DISOUNT UNLESS THEY ASK FOR IT.
Dr. R.

nope
if u can afford something u should not buy it
if you don't have dental insurance you can sit down and discuss this with your dentist. chances are they won't give you a discount but many have affordable payment plans or something called a 'sliding pay scale'. both of which make it easier for someone of lesser means to afford the dental care.
I don't think that they have to but I do appreciate when they do.

Just ask if they have discounts for non insurance holders; mine gives me a discount but then I go to him because we are friends. Before I went to my friend I went to a dentist that gave discounts to non insurance holders.

Open and honest.

You are not asking for free work. Just a discount, lots of different places will give a discount if you ask. Do you get mad at people for negotiating the price of a car?
Modified 1 year ago
you can get adiscount dental card online, only 35 dollars save alot of money.
Dentists are in business to make money too. I would never dream of asking a dentist for a discount unless I had been going to that dentist for a long time and had built up a rapport, a relationship with them. And even then, I believe I might be too embarrassed to ask.