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Does anyone know of any good dental insurance?



I live in Illinois and my employer doesn't offer dental insurance, so I am on the search for some, if anyone has any good ones, let me know.. thanks...

If your job does not offer insurance, perhaps they will offer a "medical spending account". This plan allows you to withhold pre-taxed dollars to use for non-insured medical/dental/vision costs.

It's a good deal if you plan carefully. In most of the plans, funds unused at the end of the year are lost - so be sure to only hold out what you think you'll need.

Invidual dental plans are hard to find and generally cost more than they're worth.
Emmalue's right, so vote for her, since she got back to you first. You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack.
There's a company out there that helps people who do not have and need affordable dental benefits. It includes all basic things and then surgery, crowns, even orthodontics. There's no high premiums, deductibles, co-pays, waiting periods, or anything like that at all. They can save you up to 80% on your out of pocket expenses for a very small fee every month. It could end up saving you a lot of $$ over traditional insurance. Try this website and you can check out the specifics and providers in your area. http://www.everyonebenefits.com/40424269... They are a wonderful company and are members of the BBB. I have benefits through them as well. Hope you find what you need. Please email me if you have any questions, and I'd be happy to help you if I can. Best of luck.
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