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| *Loan,banking and credit>>>dental insurance |
Anyone knows where I can find cheap dental insurance ? My teeth are very mess up. Thanks for your help? |
Anyone knows where I can find cheap dental insurance ? My teeth are very mess up. Thanks for your help? Try going to a dental college, they are very inexpensive and are just as good!!! GOOD LUCK!! Insurance is not cheap, it is very expensive and often doesn't pay much for dental. I have found dental plans that are inexpensive. The dentists sign up with them and offer patients reduced prices on services. I am going to do this because my insurance doesn't pay for root canals and crowns. I figure I will save about $600. Or, you can fly down to Algodones, Mexico and get dental work done for next to nothing. People from Canada, Alaska, and many other states go there just to get their teeth done cheaply. http://www.dentalplans.com/ http://www.dentistsofalgodones.com/index... Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself. Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it. Be cautious about buying a so-called "dental discount plan," since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying. For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time. My mother in law is going to Mexico and what would have cost 1500 to get 2 teeth fixed will only cost about 200. and Bla Bla Bla to ne one who says OH NO. I have hurd just as meany (if not more ) Horrifing storys from Dr. in the states. You can get the same treatment in Mexico as in the states. you just got to do your reasurch. |
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