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| *Loan,banking and credit>>>dental insurance |
Does anyonew know what dental procedures medical insurance will cover? |
Does medical cover a bridge, porceline fillings? What other dental procedures will it cover? And where can i get this info/? Medical insurance does not cover anything relating to teeth. You need separate dental insurance for that. (And if your regular doctor bills anything that is related to dental - it'll be denied.) Call member services (the number is on the back of your card) to confirm. Source(s): I'm a medical biller Health insurance will generally only cover procedures done by an MD and not a DDS. This would include services by an oral/maxillofacial surgeon for medical related issues (jaw abscess or injury due to trauma). Your health insurance policy should have an outline regarding dental procedures, but for the most part they are only covered when it becomes an emergency. You need to review your insurance policy, most will give you outlines of what is covered, after what time frame and in what percentage. Porcelain is rarely covered, however bridge work is covered in more premium heath packages after a term of 1-3 years carrying coverage from the individual company. You will need a separate dental insurance for dentistry related coverages. Even then your insurance will only cover part of your costs. And it will not cover any cosmetic treatments to your teeth. That's the reason more and more people these days are traveling overseas for their dental work. Places like Mexico, India, Thailand and Singapore offer cheaper alternatives. Some South American countries like Costa Rica, Brazil, Panama and Argentina are also excellent places for treatment. And even after your travel expenses have been taken into account, you end up saving 60-80%. The only problem is the quality of dental offices there. So if you make sure that they are JCI/JCAHO/ISO accredited then your problem is solved. This basically means that the hospitals/dental offices meet US standards and the service provided is world-class. One such medical tourism facilitator that works with only the highest quality hospitals/dental offices overseas is Healthbase at http://www.healthbase.com. You can research about the various dental procedures, communicate with the dentists overseas, plan and book your travel all at their website. And if you are in need, you can even apply for a dental loan through their website. http://www.healthbase.com |
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