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| *Loan,banking and credit>>>dental insurance |
Self employed people...Is buying private dental insurance worth the cost? |
The premium plans cost a fortune, the affordable plans only cover cleanings and a small percentage of procedures. Either way, when you add up the total price....cost of plan + out of pocket at time of service, it seems to come out fairly close to what you would pay if you paid cash at the time of service. Is there a practial reason for a self employed guy to buy dental insurance? If anyone knows of a good dental plan that is actually worth the cost of premiums in West Michigan, please post. Probably depends on how good of shape your teeth are. If you have had a lot of work done already and foresee more in the future, then they might be a good deal. Personally, I have had like 3 cavities in 32 years, so I don't bother with it. If you get a Health Savings Account plan for your health insurance, you can use that money to pay for your dental checkups and at least get the benefit of using pre-tax money. yes, in case your child has an injury playing sports, or a cavity. Life lessons Yes there are plenty of good reasons to buy dental coverage. You will have to judge for yourself. I will include just a few links below but _you_ will have to decide what is best for you if any. http://MyEHealthInsurance.info http://eHealthPlus.com please try this <a href="http://www.anrdoezrs.net/click-1748196-1... target="_top">help!</a> <img src="http://www.lduhtrp.net/image-1748196-104... Hey, you will like this, it is an alternative option for dental insurance, you pay discounted prices on all services, the coverage is immediate, and for your entire household. Go here: www.everyonebenefits.com/40524... Good luck! |
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