What is disability insurance and what kinds are there??
Disability insurance is insurance you can choose to purchase if you get hurt and can not work. You should check to see if the company you are working for provides this as a benefit. Some companies do at a certain percentage, say 50%. If you feel you could get by on 50% of your paycheck if something happened and you could not work anymore, you would be okay, otherwise you could visit an agent and buy an additional 50%. You may also want to purchase this if you work for yourself.
Hope that helps.
Source(s):
I work in insurance
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