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My husband needs disability insurance but is turned down because of sleep apnea. is there one that will cover |
My husband needs disability insurance but is turned down because of sleep apnea. is there one that will cover yes, few companies Source(s): http://www.insurance-assurance.com/... Same thing happened to my son in law. He is still searching. Good Luck SLEEP APNEA , IS A LIFE THREATENING DISEASE THAT EFFECTS ANY ONE OF ANY SHAPE OR SIZE ..IT SHOULD BE CONSIDERED A DISABILITY ..TALK TO A ATTORNEY AND SEE IF THEY CAN REQUEST A HEARING ..IT HAS TO BE 6 MONTHS OR MORE FOR YOUR HUSBANDS DISABILITY ..AND HE CAN NOT OF WORKED FOR 6 MONTHS OR MORE Unfortunately, I doubt he will have much luck. There's the possibility he may qualify for a high-risk policy, or one with a graded benefit (meaning that it wouldn't pay out the full amount of the benefit for a set number of months following a disability.) Still, those are likely to be incredibly expensive with sleep apnea as a pre-existing condition. Sorry. licensed agent: life & health, property & casualty |
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