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Does Aflac have good disability insurance?



Does Aflac have good disability insurance?

dunno-ask the duck
I don't know, but I get a kick out of the duck.
Not really. Some advantages, but also many disadvantages. Insurance companies change policies so much that even the most reputable will only be "among the best" for a short while.
Yes, but by pay roll. It means through work/company group.
There are a number of companies that can provide individual disability but I woudn't say AFLAC is any better (nor worse) than any other company. I would certainly get competiting quotes (and make sure they are apples to apples quotes) and see where they stand on a premium basis. Contract language is a key as well and I would recomment you get a good professional agent who sells a lot of disability insurance to work with you (you don't want an agent who dabbles or rarely sells a disability poilcy because they wont' know the products and be able to tell you a good recommentation on who to go with). METLIFE provides some good policies and there are others as well (UNUMProvident, they are the industry leader in disability coverage).
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