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I am on disability and on medicare. I'm also covered on my husband's insurance. Who is the primary insurance?


My husband's plant has less than 100 employees. If you go by this then medicare should be primary. But my husband's plant plus other plants under the same name are all subsideries of Spencer Wright Industries, Inc. According to Medicare that means they have more than 100 employees and my husband's insurance must be my primary insurance. My husband's co. doesn't agree, so none of my medical bills are getting paid. It's a constant fight to get any medical claims paid. Does anyone have any facts or proof that my husband's plant is trying to use a loophole to get out of being my primary insurance provider and getting medicare to pay first? How can I get my bills paid when i go to the doctor or hospital?

The size of the company, not the plant he works at, determines the number of employees - thus, Medicare is correct. However, husband's insurance should be billed first, medicare second, and re-submit husband's insurance until they pay - many times when medicare is secondary they have the policy to automatcally reject the first and second submission. Source(s): worked in the industry.
Your husband's.
if you ARE NOT working, medicare is your primary and your husbands is secondary.

if you ARE working, it is the other way around. i do this every day at work
I believe it is medicare. Call them to find out. They will be able to tell you.
your husbands ,,,have him drop you and let medicare pay for it, you paid taxes for this purpose
Your husband's insurance is the primary and medicare is the secondary unless your husband is retiree and covered by his company's insurance once he worked for. He is now working for the company which give him health insurance and you are covered by the insurance as his dependents. Then definitely your husband 's insurance is the primary for you.
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