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| *Loan,banking and credit>>>disability insurance |
What disability programs/insurance can I get in on? |
I'm 20 and I have crohn's disease. I was also diagnosed with it a long time ago. Which is listed as a disabling disease. In the upcoming years, i'll be falling off my parent's insurance. Yet I wont be out of college, or be making enough to cover my medicines. Which without insurance would cost me about 1,000 a month for my three perscriptions. I was wondering what kind of disability benefits or programs I could get. I was diagnosed with crohn's while i was a child. I know i can't get social security because, they wont give partial disability. I really don't want to go under as fully disabled otherwise going to college is kinda pointless. I just want to get a little help paying for my medicine,specialist visits as well as those delightful procedures i'm forced to endure annually. Anyone have any ideas? I had a former collegue who had Crohn's disease and he was in the same situation. He was an insurance agent, contract, so no benefits. I know the stigma would suck, but call Social Security and apply for Medicaid. I know, I know, but he did it and qualified. He is in school now and still on Medicaid. When he graduates, and gets a good job, with benefits, then he will get off Medicaid. Hope this helps, good luck. Source(s): Insurance agent - Texas, CLTC Check with vocational rehabilitation in your local area, not only can they help with school but other things as well. Call Social Services in your county and ask them if there are programs to assist you with your prescriptions. I also have a link below that might be helpful. Your next bet would be working full time at a large company with health insurance, and going to school part time. The reality is many people take lower paying jobs just to get the health insurance. When you're paying $1000 a month, well, that does bite. Also, check the website of some of the pill manufacturers. Some do offer help for folks, although I'm not sure being a full-time college student would count. http://www.crohns-disease-and-stress.com... wow, i wish i could help. kudos to you for working your way thru college tho! As far as Social Security Disability goes, there are certain grounds and conditions that must be met in order to qualify. Just having been diagnosed with crohn's will not automatically qualify you. Go to the following link and read more about it. Good luck. . http://www.thedisabilityexpert.com/regio... . EDIT.... Some states have programs that will help pay for prescription medications. Check with your states Office of the Insurance Commissioner. There may also be federal programs. . |
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