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| *Loan,banking and credit>>>dog insurance |
Can an insurance company cancel home owners insurance because you own a dog? |
Can an insurance company cancel home owners insurance because you own a dog? Yes, they can. However, Labs are not generally considered biters and I'm wondering what list they were looking at. Have either of the dogs bitten anyone? There seems to be something else going on here. Read the article below though and tell them to find another insurance company. Not all insurance companies are anti-dog. They're just anti-dogs that bite and I'm having a problem with Labs being classed as biters. They are not a breed known for biting. If they were, Guide Dogs for the Blind wouldn't be using them as one of their main breeds for Guide Dogs. Additional info: Here's the only dog bite list I could find. Labs are not on it. (the number at the end of each breed is the number of fatalities between 1979 - 1998) 1. Pit Bull -- 76 2. Rottweiler -- 44 3. German Shephard -- 27 4. Husky -- 21 5. Malamute -- 15 6. Wolf-Dog Hybrid -- 14 7. Mixed Breed -- 12 8. Chow-Chow -- 11 9. Doberman-Pincher -- 9 10. Great Dane -- 8 11. St. Bernard -- 8 Source(s): http://www.iii.org/media/hottopics/insur... No they cannot. They cannot dictate who or what lives in your house. Read your contract that you have with them and ask alot of questions and have them put in writing why they cancelled you. I have four cats and two dogs living with my family. Add detail as no one is a mind reader. Yes they can. It is a potential liability that they could have to pay claims on. Generally that is not a reason, however if your dog is a particularly aggressive breed or has bit people, then it is reasonable since the premium they would have to charge to cover the risk would be so high, you wouldn't pay it. Yes. They can cancel for any dog that's bitten anyone before, or if they have a list of "high risk" dogs filed with the state and your dog is that breed or partially that breed, they can cancel for "increased risk" if the animal was not originally disclosed on the application. |
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