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| *Loan,banking and credit>>>dog insurance |
Should insurance companies control what dogs you can have? |
I have read a few other questions regarding pit bulls and other "dangerous" dogs, and have been shocked by knowing that insurances can make pet decisions for you. Listen, I do believe that the owner should be responsible for its dogs, but that doesn't mean that you can't have certain breeds. I think the government should limit itself to controlling where these dogs are being kept. These are living beings we are talking about, and we treat them as if they were commodities. It is almost like insurance companies saying that you can only have two children, one boy and one girl, and if the girl has bad temperament, then she should be destroyed. I fully understand that some dogs are a little mean, but that's why the owner of such dogs should attend training and obedience classes regularly, until the dog behaviourist is satisfied with the dog. It kinda blows, but its the fact of Private/Public Ownership of a Corporation in a Capitalist Society. You don't like it, change insurance companies. Write your Congressman. Vote down any laws that make one species illegal and another legal. Its about time to take America back from the Professional Politicians and the Lobbyists that own them. Insurance companies are private companies and are entitled to decide whether or not they want to insure you or not. They don't "control" what dogs you can have, because that's entirely up to you. But I think insurance companies, because they are privately owned companies, are entitled to limit the risk that they're undertaking by refusing to provide insurance policies to homeowners or apartment renters who own certain, "dangerous" breeds of dogs. Also, you mention a "dog behaviourist"...maybe that would work, but it seems like it would cost the insurance companies a lot of money to figure out which "dangerous" dogs have been sufficiently trained, and which ones weren't, and the possibility of fraud seems pretty high. They can't control what dogs we have, but they can control the policies they provide, or rather refuse to provide us. The reason for this, is because some dogs actually will tear up the inside of the home to the point of walls have fallen. Also because some dogs are so agressive that they can actually break through windows to get to service people, mail carriers, delivery men, electrical workers, they have injured these people so badly, that they ended up in the hospital. Now, that makes the homeowner responsible, but its the homeowners insurance that will pay out for that. The insurance pays the hospital bills, and if the people decide to sue, which 99.99% of the time they do, and its the insurance company that pays that out. So you see, they do have the choice to say no you may not have that dog in your home. Which is why people that have these animals usually end up having the minimal home insurance, which means should soemthing actually happen to the home, it does'nt get repaired, unless the home is like burned down to the ground, or flooded. YES Yes I do believe they should have that option . Should you choose to own a dangerous dog then it is you who are saying that you have the right to own that dog so in turn it is you who are opting to pay the higher insurance rates so that you may keep that type of dog. Those types of dogs have been known to tear through a window to get at people just passing the window . so you see the insurance would have to pay for any damages done to the innocent party. That my dear is the cost you pay for owning a dangerous dog. good luck . No they shouldnt in any way be able to dictate to you what you can and can not have but then again the owners should be held more responsible for the actions of their pets and since they dont insurance companys have to make rules. A couple bad owners will ruin it for the majority! |
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