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Does house insurance cover a boiler that blew up and flooded my kitchen? |
Does house insurance cover a boiler that blew up and flooded my kitchen? It will depend on your policy but I believe you will find that most companies cover the boiler and resultant water damage. Water damage the occurs this way is not considered a flood. I'm assuming the boiler is something like a water heater or furnace boiler. Any sort of water damage needs to be handled quickly and by trained personnel to minimize any mold damage which policy's usually have limits on. Call up your insurance agent and report this. Source(s): insurance agent 30 years Yes, it should, though it depends on your particular policy. However, this should all be covered by your insurance. Just call them and let them know you need to report a claim. it would cover ant damage to your kitchen but not the boiler,i tried it myself. depends on your policy, Mine is covered for sewer backing up in my basement but I have to pay extra for it,, call your agent, he will tell you I guess it would depend on your policy, all policies are different. Call your insurance company, or look through your policy documents. was your boiler serviced every year ............... if not they may not pay for the boiler but should pay for the flood damage |
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