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Can somebody be added to a spouse's health insurance regarless of legal status? |
My spouse who is a permanent legal resident in the US has insurance through the company that employs him. Since we are married, can he add me to his insurance given that I am out of status on my visa? In other words, he has an opition to add a spouse to his insurance, but could I benefit from it regardless of my legal status? As long as you have a social security number and date of birth he can add you to his health insurance. You have 30 days from the date of your qualifying event (that being you get married) to be added to your husbands health coverage. If you have gone past your 30 day window- you will have to wait for his employers "open enrollment period" which is dictated by when the employers group coverage is up for renewal. I can say with absolute certainty that John Deere,United Health Care and Blue Cross and Blue Shield work this way. Source(s): I handle HR i don't see why not since you are legally married. You should call the insurance company customer service and ask them for sure... You have to have a Social Security number and be a resident of legal statis to get coverage as a spouse.... Regardless of her status in the U.S. your spouse can be added to the insurance. Must of insurance have an open period during the year that you can change or/and add beneficiaries. The only time you can make a change is when a life event occurs, like getting married or having a child. Most insurance have a grace period. You will need to check on it to see if you can be added to the insurance. Good luck!!! I think that you will find that you cannot insure anyone that you do not have an insureable interest in.Talk to the company you bought the insurance from. nope.. find another husband that can..maybe that will help |
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