*Loan,banking and credit>>>health insurance

How about outlawing most health insurance?

Its unrealistic because of the insurance lobby, but the only way to control healthcare costs is to eliminate the root of the problem. Health insurance.
Back when few people had insurance healthcare was much more affordable. You could go the doctor for the cost of a haircut. Now too many people go to the doctor for minor problems, the insurance co. are billed so of course they raise their rates. I work with a guy who goes to the doctor for a head ache or a cold.
I've looked at every so called solution proposed but none of them would do anything about the cost of insurance which is the real problem.

Uhh no. Insurance companies are not entirely at fault here.

It's a snowball effect. Many things contribute to the high cost of health insurance. One of the major issues is that litigation is WAY too easy. You have too many people out there looking for a quick buck, and a doctor or nurse looks like a good meal ticket to them. So, doctors and nurses have to carry malpractice insurance to protect their own homes from these vampires. The more people sue, the higher the malpractice payouts and prices go up all around to compensate.

Another thing contributing directly is the amount of people using our ER's like clinics, and never paying the bill. The hospital system, just like any business, has to raise prices of services to make up that loss. Supplies and equipment cost them money. Where does it go? To the people who DO pay of course, the insurance companies. In turn, since insurance companies are businesses too, they raise premium prices and deductibles to take it back from the populace. It lands right in our laps. So in essence, the cost of that person who had her baby on our bill is spread out among those of us who are willing to pay for our insurance. We're ALL taking care of these bottom feeders.

Getting rid of insurance, or applying a lipstick fix to it (such as universal health care) will not fix the problems. We need to get to the root of them. Start by making it MUCH harder to sue and work from there.

It's not only insurance that's the problem. It's also the fact that the government implemented programs like medicare and medicaid which flood the market with additonal demand. This greatly drives up costs. We also have the increasing costs of malpractice insurance and the development of new medical technology... new and expensive medical technology.
Back when medical care was cheap, we didn't have advaced MRI machines and succesful treatments for cancer. etc.
Competition vs. socialism.

Seems simple enough.
One of the biggest problems is malpractice lawsuits.... doctors are having to pay 50 grand per year or more for insurance.... this is driving up costs.

Also, programs like Medicare are driving up the costs for everyone else.

We need tort reform, and we need the government to stay OUT of the healthcare business.
I agree, to a point. Medicare and welfare are a major cost also. It seems that when people are on aid they go to the ER as a personal Doctor. That drives cost up also. There has to be a solution out there somewhere.
Yes, insurance is a big problem. The billing practices those darned insurance companies MAKE the honest, simple doctors do are outrageous. I say get rid of the insurance company and let the doctors bill us their way.

I'd say that, but after working three years in the MN dept. of Health I can honestly say that the DOCTORS CREATED THE BILLING PRACTICES AND USED THE INSURANCE COMPANIES TO HIDE THE TRAIL. No doctor in his/her right mind would want to go back to the old billing practices before health insurance. Heck, half the patients defaulted because they couldn't/wouldn't pay. Lots of times I go into the doctor and the entire office has the attitude of "thank the nice doctor for seeing you and pay on the way out", even if the doctor has done nothing more than tell me there is nothing he can do. Most professions wouldn't bill you for that - except lawyers.

Get rid of the AMA if you want to reform health insurance. That's one "union" that no Republican will ever complain about.
Government sanctions are more at the root of the problem than insurance companies. Go back to watching your cartoons, Junior and leave this type of debate to the grownups.