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If i have a high salary i want a free health insurance? |
If i have a high salary i want a free health insurance? I'd like to have free health insurance, too. If you have a high salary you don't need free insurance. Ummmmm, what? Free health insurance is available to people who can't afford it. If your employer offered it to you free he would be paying you less. Sorry, not going to happen. Because you have a high salary you could afford to take a high deductible plan which will give a much lower premium. If you get a Health Savings Account - HSA you could lower your net premium even more with the tax deductions. I depends where you live, but I have many clients with HSA's where the tax deductions exceed the cost of insurance. This is about as close as you are going to get to "free health insurance" I hope this helps. Health Savings Accounts http://www.getonlinequotes.com/florida-h... Department of the Treasury http://www.treas.gov/offices/public-affa... 鈥淔ree鈥?health insurance would probably mean a lower salary, no? And the trend of employers offering health insurance is declining. Sixty percent of American businesses offered health care to worker in 2005, down from 70 percent in 2000. At the same time, insurance premiums for business plans went up by more than 40 percent 鈥?several times the rate of inflation (link below). Many people in your situation are coupling a policy with a high deductible and a low premium with a health savings account (HSA). HSAs allow you to save on taxes in three different ways: 1.The money you contribute to the account comes from pre-income taxed dollars 2.The interest you accumulate is tax-free 3.When you use HSA money for qualified medical expenses, that is not taxed either. If you want to explore your options in private insurance, check out MostChoice.com. It offers a quick and easy way to see information on health plans in your area and to talk with licensed insurance agents who know your local market. There鈥檚 no cost or obligation to buy insurance. You just fill out a short form, view online price quotes, and within 48 hours local agents will contact you. Tell them what you鈥檙e looking for and what you want to spend, and let them do the heavy lifting for you. All you have to do is wait for them to deliver an insurance solution that makes sense for you. You can find it here: http://www.mostchoice.com/health-insuran... Hope this helps, Barnes@MostChoice Kaiser Family Foundation Study http://www.nchc.org/facts/cost.shtml... |
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