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I am a self employed house painter looking for group health insurance? |
I am a self employed house painter looking for group health insurance? Have you checked with any house painter organizations (if any exist)? Sometimes they can provide group health insurance. One word of caution, though. There is debate about the value of association health plans (those you might see with a professional organization). On one hand these plans are less expensive than individual coverage and people with pre-existing conditions are more likely to be accepted than if they tried to apply for insurance on their own. On the other hand, some critics say that association health plan benefits are so watered down that you are better off paying more for a private plan (if you can afford it). You might also contact your state insurance department to see if you might be eligible for group health insurance as a 鈥済roup of one.鈥?Some states expand access to group health insurance to self-employed individuals with no employees. I鈥檝e included links below to state insurance departments and to a listing of state health guides that should explain whether 鈥済roups of one鈥?coverage exists in your state. If you鈥檇 like to talk to local insurance agents and compare health plans online, try MostChoice.com. It鈥檚 a fast, no-obligation way to explore the local health insurance market; you might find that health insurance is more affordable than you think. If not, that will make you more confident in your pursuit of alternative options. You can find MostChoice here: http://www.mostchoice.com/health-insuran... Hope this helps, Barnes@MostChoice Source(s): State Insurance Departments http://www.naic.org/state_web_map.htm... State Health Insurance Guides http://www.healthinsuranceinfo.net/index... The best one out there i would say is HMO i would look into that. HMO is the best because after a certian period of time they pay 100% of your Doctor visits. And I know they go through Group Health. but when they don't pay 100% its only i believe 20$ a visit and then 100$ for hospital visits..If you need anymore info..IM me ill be glad to help you some more! Business classes/I have a family member with HMO insurance. Try Blue Cross, Blue Shield. Your only chance is to see if your local SBA has a group you can join, to become part of their group health insurance plan. try asking for resources from your local small business association, they may be able to refer you to companies that specialize in your occupation. another thing you might consider to add for your business is a retirement plan that helps reduce your taxable income and save for your future. do a search for SEP, or ask where you bank and they probably have a program guide. |
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